Thinking of upgrading from HDB to condo?
Let's make sure you get it right.
Watch: A quick intro from Elfi
90 seconds
Not sure where to start? This short video explains how I help families like yours.
It's the biggest financial move your family will make. You deserve a clear plan—not guesswork. I help East Singapore families upgrade with confidence, so you protect your CPF and build real wealth.
Watch: A quick intro from Elfi
90 seconds
Not sure where to start? This short video explains how I help families like yours.
Upgrading shouldn't feel this stressful
You've worked hard to get here. But between conflicting advice and complicated numbers, it's hard to know if you're making the right call.
"Should we buy now or wait?"
Everyone has an opinion. Your parents say one thing, forums say another. It's hard to know what's actually right for your situation.
"New launch or resale?"
Both have pros and cons. But without clear data, you're essentially guessing—and a wrong choice can cost you years of wealth building.
"What if we overstretch?"
You want to give your family a better home, but not at the cost of financial stress. The CPF rules alone are confusing enough.
I'm not just another agent. I'm your upgrade planner.
I only work with HDB owners upgrading to condos in East Singapore. That focus means I can offer things most agents can't:
Off-market listings, which units to avoid, hyperlocal insights from 13 years in the East.
I'll structure your buy-before-sell timeline so you're never homeless or squeezed.
If the numbers don't work, I'll tell you. My reputation is built on trust, not quick sales.
The HDB-to-Condo Checklist
12 things to prepare first
Most upgraders start wrong—browsing PropertyGuru before knowing their numbers. This checklist ensures you're fully prepared before you spend a weekend at any showflat.
Get your free copy
No spam, ever. Just helpful stuff.
How we'll work together
A clear path from "thinking about it" to "moved in happily."
Get the checklist
Understand your numbers before we even talk.
Book a call
We'll review your situation—no pressure.
Get your roadmap
A personalized plan for your upgrade.
Move in
I handle the complexity. You enjoy.
What my clients say
"Elfi actually advised us to wait 6 months. Any other agent would have pushed us to buy. That patience saved us over $50K when the market shifted."
"We needed to buy before selling but didn't have enough cash. Elfi structured everything so we never felt stretched. She made it feel effortless."
Hi, I'm Elfi HDB-to-Condo Specialist, East Singapore
For 13 years, I've helped Singapore families navigate the upgrade from HDB to condo. I chose to specialize in Districts 15, 16, and 18 because depth matters more than breadth.
When you know every project, every street, every price movement—you spot opportunities others miss. More importantly, you protect families from mistakes that take years to recover from.
You might be wondering...
We're not ready yet. Should I get the checklist?
Absolutely. The best time to plan is 6–12 months before you're ready. The checklist helps you prepare so you're in position when the time comes.
Why only East Singapore?
I'd rather be excellent in one area than average everywhere. My network, knowledge, and off-market access are concentrated here—better results for you.
Do I need to sell my HDB first?
Not necessarily. Many clients buy first, then sell. I'll help structure the timeline so you're never homeless or overextended.
What if you say it's not the right time?
Then I'll explain why, and we'll plan for when it makes sense. I'd rather earn your trust than push you into something wrong.
Ready to take the first step?
Download the checklist and get clear on your numbers. No commitment, no pressure—just practical preparation.