Real clients. Real numbers.
A growing library of case studies from 13 years of advising East Singapore families through HDB-to-private upgrades, second properties, and investment structuring. Names changed. Numbers are real.
Start here.
How we turned a $500K Punggol HDB into a $1.8M condo — without growing our income
A staircase-wealth playbook, in two deliberate moves
Idris and Mira moved from a Punggol HDB to a $1.8M condo in five years. Their income barely grew. The asset class did all the heavy lifting.
Read the full case →Also in the bank.
The scarcity tax — why I made them wait three weeks after Pinery
A young couple almost bought the wrong 3-bedder in 72 hours. Patience cost them nothing and saved them everything.
Read the full case →Cases, organised by the challenge they solved.
Money & Financing
Cases publishing shortly. Elfi is reviewing each one before release.
Strategy & Pattern Recognition
Cases publishing shortly. Elfi is reviewing each one before release.
Timeline & Coordination
Cases publishing shortly. Elfi is reviewing each one before release.
Property Selection
Cases publishing shortly. Elfi is reviewing each one before release.
Negotiation & Execution
Cases publishing shortly. Elfi is reviewing each one before release.
More case studies from the bank are being prepared for publication. Each is reviewed personally before it goes live — no templated copy, no fabricated numbers.
Want to write your own case study?
Every case in this bank started with a calculator run and a 7-minute discovery call. Yours can too.